Right to the good stuff

DON'T WANT TO LISTEN TO ME RAMBLE?

Scroll the bottom (Or click the picture) for a short list of generic qualification guidelines. Writing for multiple sources give us a broad range of choices.

I just want to know your rates

DON'T WANT TO LISTEN TO ME RAMBLE?

Click the photo above to go to the rates page. We write loans through multiple sources, so there are a LOT of factors that go into this answer.

How can I help?

I answer your questions.

I bring the strength of Azure Funding

It is my goal to help YOU make the best decision you can. There are a lot of moving parts to financing your dream boat.

Whether you are looking for a boat loan of $50,000 or $5,000,000, we likely have a choice for you. And if I am not the right guy, I will try to point you that way!

Contact me

I bring the strength of Azure Funding

The Azure team has over 100 years of combined experience, encompassing every aspect of the marine and lending industries. Our team truly cares about its customers and is committed to providing the best lending experience possible

Azure Funding

Apply now. We make it easy!

I bring the strength of Azure Funding

Apply now. We make it easy!

Our online application is in 2 parts and uses state of the art 128 bit encryption. The first part is simply an email form to get me some basic information on your purchase. The second part is the full application and is simple to fill out, and usually takes less than 5 minutes.

Our typical decision time is less than 24 hours.

Apply now

Things that affect aproval - THE SHORT LIST

Credit Score

whoLESALE VALUE

Credit History

800+ typically receive the best rates

740 AND UP for better rates

Options for 680 +

This is door number 1 - Credit history is door number 2. ->

CREDIT BLOG

Credit History

whoLESALE VALUE

Credit History

Low usage of revolving helpful

Slow pays and charge-offs hurt

Mortgage can NOT be in FORBARENCE

No BK in the last 7 years

Some form of COMPARABLE Installment history (This one catches a lot of people)

whoLESALE VALUE

dOWN pAYMENT/lIQUIDITY

NADA/BUC

Comparable sales

Dealer Invoice

SURVEY VALUE has to MEET Purchase price

dOWN pAYMENT/lIQUIDITY

A Down-payment is almost always required

10% - 20% Options

MORE INFO HERE

Amount borrowed

dOWN pAYMENT/lIQUIDITY

Amount borrowed

$50000 + Usually offered a 20 year term

ie $62,600 purchase less 20% = $50080

Under 50k 15 year

25k and less 12 year

MORE INFO HERE

dEBT TO INCOME

dOWN pAYMENT/lIQUIDITY

Amount borrowed

DTI Ratio under 40% including the new payment. Revolving payments calculated at 3% of balance.

PAYMENT to income 14-18%

CALCULATORS HERE

Get Your Boat Money!

Hello, I'm

Scott Bradshaw

Right to the good stuff

DON'T WANT TO LISTEN TO ME RAMBLE?

DON'T WANT TO LISTEN TO ME RAMBLE?

DON'T WANT TO LISTEN TO ME RAMBLE?

I just want to know your rates

DON'T WANT TO LISTEN TO ME RAMBLE?

DON'T WANT TO LISTEN TO ME RAMBLE?

How can I help?

I answer your questions.

I bring the strength of Azure Funding

I bring the strength of Azure Funding

I bring the strength of Azure Funding

I bring the strength of Azure Funding

I bring the strength of Azure Funding

Apply now. We make it easy!

I bring the strength of Azure Funding

Apply now. We make it easy!

Things that affect aproval - THE SHORT LIST

Credit Score

whoLESALE VALUE

Credit History

Credit History

whoLESALE VALUE

Credit History

whoLESALE VALUE

whoLESALE VALUE

dOWN pAYMENT/lIQUIDITY

dOWN pAYMENT/lIQUIDITY

dOWN pAYMENT/lIQUIDITY

dOWN pAYMENT/lIQUIDITY

Amount borrowed

dOWN pAYMENT/lIQUIDITY

Amount borrowed

dEBT TO INCOME

dOWN pAYMENT/lIQUIDITY

Amount borrowed

My Blog

Lets get social!

Or send me a message

Lets chat! I look forward to serving you

Feel free to call or text me at the number below. If I can not answer, I will call you baCK

Scott Bradshaw, The guy with Your Boat Money

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