My family and I have been boating since 1985. We are natives of coastal NC, and my goal as your loan of is to help you navigate the marine lending and insurance process so that you can enjoy the water as much as much as we do! You have a lot of loan choices, But few "banks" truly understand and live boating like I do.
Joining the Boat Money team with nearly a decade of experience in the recreational financing industry, Holly is dedicated to helping clients bring their dreams to life. She is also a passionate mother, wife, and proud Texan.
NewCoast Financial really is your one stop shop!
Click the photo above to get an insurance quote for your boat or RV.
(PLEASE SELECT SCOTT BRADSHAW AS YOUR SALESPERSON OR PUT MY NAME IN THE NOTES SECTION)
Boating is a great way to escape and connect. Our extended engine and accessory protection lets boat owners really enjoy time on the water knowing they are covered against costly repairs. Clicking the image above will take you to an email link to request more information.
It is our goal to help YOU make the best decision you can. There are a lot of moving parts to financing your dream boat.
Whether you are looking for a boat loan of $50,000 or $5,000,000, we likely have a choice for you. And if I am not the right guy, I will try to point you that way!
The NewCoast team has been writing recreational loans a for over 25 years, encompassing every aspect of the Recreational lending and Insurance industries.
Our team connects you to the largest network of quality lenders and insurance providers in the marine and RV industries for the most competitive rates and loan options. Our insurance team has the expertise and experience to design your perfect protection plan.
Our online application is in 2 parts and uses state of the art 128 bit encryption. The first part is simply an email form to get me some basic information on your purchase. The second part is the full application and is simple to fill out, and usually takes less than 5 minutes.
Our typical decision time is less than 24 hours.
800+ typically receive the best rates
740 AND UP for better rates
Options for 620 +
This is door number 1 - Credit history is door number 2. ->
Low usage of revolving helpful
Slow pays and charge-offs hurt
Mortgage can NOT be in FORBARENCE
No BK in the last 7 years
Some form of COMPARABLE Installment history (This one catches a lot of people)
$50000 + Usually offered a 20 year term
ie $62,600 purchase less 20% = $50080
Under 50k 15 year
25k and less 12 year
DTI Ratio under 44% including the new payment. Revolving payments calculated at 3% of balance.
PAYMENT to income 14-18%
Find me on Facebook and leave me a review! Shoot me a text or a WA Chat using the button below
scott@yourboatmoney.com Text me at (910) 471-6337 Holly.stringer@newcoast.com (832) 766-7768
This intro video tells you a little about why I started YourBoatMoney, and where I am headed! It has always been my goal to provide you with the tools and information you need in order to make the best decision possible, EVEN IF IT ISN'T a loan from me!
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Please understand that I hate popups as well. But we have just seen the first reduction on rates in a LONG TIME!